Luke 21

Today we’re reading Luke 21.

Materialism is an ever-present temptation for us. We are material beings, after all, because we have these physical bodies. They need to be dressed and enhanced and housed and driven around.

Because God created us with an appreciation for beauty and we need physical goods to live, it is not surprising that beautiful physical possessions interest us. And, honestly, there is nothing sinful about having things; the Bible tells us that God’s creation is good (1 Tim 4:3-5).

The problem is not that we appreciate and enjoy material things; the problem is that we worship material things. We believe that they will make us happy and/or we think that having things will cause people to value us more highly. So we spend money recklessly or hoard money to accumulate wealth and its trappings.

Here in Luke 21, Jesus addressed our thirst for materialism. He began by talking about the poor widow who gave generously to God’s work in the temple (vv. 1-3). Knowing both how easily the rich could afford their gifts and how much this woman needed the money she gave, Jesus praised her for her faith and love for God. To Jesus this woman “has put in more than all the others” (v. 3). That was not true in terms of raw value but, relative to her means, it was very true. Instead of living for material things, she gave to God and trusted him to provide for her.

Although the disciples of Jesus lived by faith for their daily lives, they were still much too impressed with material things. As they praised the beautiful work in Herod’s temple (v. 5), Jesus prophesied about the destruction that would fall on the temple and all of Jerusalem in 70 A.D. in verses 6-33. Then he cautioned the disciples, “Be careful, or your hearts will be weighed down with carousing, drunkenness and the anxieties of life, and that day will close on you suddenly like a trap.” The widow who gave her last bit of money did not need to worry about being “weighed down” by anything because everything in her life had been handed over to the Lord.

This is how we should look at money and material things, too. May God help us not to trust in anything but him, not to worship anything but him, and not to let anything in this life weigh us down from following him with all of our hearts.

James 5

Read James 5.

We live in a free society. Freedom makes it possible to make a living and even become wealthy through innovation, making quality products and/or delivering quality service. A business owner usually will employ other people but he or she must pay them wages that both the owner and the worker have agreed are fair. If a business owner refuses to pay wages in our society, employees have several ways to seek justice.

When James was writing this chapter, however, workers were much more vulnerable to exploitation. Owners could enslave others or cheat workers out of their wages. James 5:1-6 condemns the wealthy who made their wealth by cheating others.

Notice, though, that James speaks as if the judgment of these wealthy people has already happened. Verse 1 says they should “weep and wail because of the misery that is coming on you.” Verse 2 says, “Your wealth has rotted, and moths have eaten your clothes.” This description of coming judgment continued in the rest of the verses in the present tense, as if it were already happening.

But verse 7 reveals to us that the judgment described in verses 1-6 hadn’t happened yet but would happen when Jesus returns. Verse 7 says, “Be patient, then, brothers and sisters, until the Lord’s coming.” The implication is that if these believers were being exploited by others, they should look to God in faith because he will settle in justice at the coming of Christ. The patience James counsels us to have is compared in the rest of verse 7 to the kind of paticence a farmer must have while he waits for his crops to grow. The point is that we must trust God–and keep trusting him–until he returns just like a farmer keeps trusting that the crops will grow and ripen.

Are you discouraged because someone has wronged you? The Bible repeatedly tells us not to seek revenge but to trust the Lord to make things right. Sometimes he uses repentance and restoration to make things right (see verse 19-20). But in many cases, we have to wait for the judgment day for justice to come.

Whether we are rich or poor, owner or worker, we need to remember that at the end of this age we will stand before Christ in judgment. If we’re in Christ by faith we will escape the eternal judgment of hell by his grace and through his death on the cross for us.

But all of us will answer to God for everything we do, think, and say. Because we love God we want God to be pleased with our lives. The coming judgment of God should motivate us to make godly, righteous choices while in this life so that we will be rewarded in the next life.

Do you have any unreconciled relationships? Any sins you should confess to someone you’ve wronged (v. 20)? You and I will answer to God for everything we’ve done with our lives. Isn’t it best to do the righteous thing in this life now, even if it is hard and wounds our pride?

Let the coming interview you will have with the Lord guide what you do today, what you say today, and how you treat others today. Let the coming of Christ guide you toward a righteous life for his glory.

Joshua 1, Jeremiah 26, Proverbs 16:1-15

Read Joshua 1, Jeremiah 26, and Proverbs 16:1-15 today. This devotional is about Proverbs 16:1-15.

Wealth is one of the deepest desires of many people.

For some it is the experiences wealth can buy. Others value the possessions wealth can help you collect. Still others are fearful of financial ruin so accumulating wealth gives them a greater feeling of security.

Regardless of why someone wants financial gain, the temptation to be dishonest or to take advantage of someone is too strong for many to overcome. Proverbs 16:8 calls us to consider a different path. Instead of pursing and acquiring money at all costs, verse 8a invites us to consider the value of personal integrity. Would you rather do the right thing even if it meant less money for you or would you rather compromise your principles just a little bit to put some more money into your pocket? You are wiser, the Holy Spirit wrote through Solomon, if you get by on less to do the right thing than if you turn a bigger profit in an unjust way.

But why is it better? Doing the right thing keeps your conscience from bothering you; in fact,  you may feel a sense of holy satisfaction if you do what is honest and right. Additionally, the Lord is watching when you choose righteousness over unjust gain. By choosing to do what God commands, you are banking on his promise to provide for you and your needs.

Will you face a situation like this in the next week? Maybe a cashier will mistakenly give you a $10 bill back instead of a $1 bill? Maybe you’ll see an opportunity to buy something for yourself with the company credit card? Maybe you’ll be tempted to embezzle funds or join a dishonest get rich quick scheme.

Remember that God is watching what we do and, if you belong to him, pleasing him with your choices will be better than stocking away more cash for yourself. If your trust is in the Lord, then count on him to provide for you by doing what is right, even if it leaves you with less money in the bank.

Leviticus 25, Isaiah 23, Psalms 48-50

Read Leviticus 25, Isaiah 23, Psalms 48-50. This devotional is about Psalm 49.

Psalm 49 is not usually on the list people have of favorite Psalms, but it one that offers great wisdom to those who meditate on its truths. The passage opens in verses 1-4 with a call for everyone, despite their station in life, to listen to the voice of wisdom. And what is this wisdom that the Psalmist offers? Don’t be afraid of though times and wicked people (v. 5) because everyone is going to die (v. 10a, 12). It doesn’t matter how much money you have, no one can buy more time. God does not traffic in human marketplaces, so no matter what you try to offer him, it won’t matter (v. 7).

Apple founder Steve Jobs was worth over $10 billion on the day he died. Although he lavishly funded cancer research seeking a cure for his illness, his vast wealth was not enough to save him. He could have offered everything he owned but nobody could give him even one extra moment on earth. “This,” the Psalmist wrote in verses 13-14 “is the fate of those who trust in themselves… their forms will decay in the grave, far from their princely mansions.” Jobs led the design of a spectacular headquarters for Apple—one that is was built after his death–but he is buried in the dust just like everyone else who dies.

So, don’t be so easily impressed by wealth, the Psalmist wrote in verse 16 because, according to verses 17-19, “They will take nothing with them when they die, their splendor will not descend with them. Though while they live they count themselves blessed—and people praise you when you prosper—they will join those who have gone before them, who will never again see the light of life.”

What is the alternative to this depressing truth? Verse 15: “But God will redeem me from the realm of the dead; he will surely take me to himself.” Although the details of the afterlife were fuzzy in the Old Testament, there are passages like this one that express confidence, certainty, in the salvation of those who hope in the Lord. You’ll never have enough money to live forever on this earth, but trusting in God gives us hope for today and tomorrow because those who trust in him by faith WILL live.

1 Samuel 28, Ezekiel 7

Today, read 1 Samuel 28, Ezekiel 7.

This devotional is about Ezekiel 7:19c-h: “Their silver and gold will not be able to deliver them in the day of the Lord’s wrath. It will not satisfy their hunger or fill their stomachs, for it has caused them to stumble into sin.”

Lack of money can create problems such starvation, inability to get healthcare, or homelessness. Almost as bad, the fear of those things happening if you run out of money can make life miserable before the problems even arrive. 

On the other side of the …um… coin, there is a certain amount of security that comes from having money. If your car breaks down, it is annoying to have to lay out the money to get it fixed but at least you have the ability to get it fixed. If your car breaks down and you don’t have enough money to get it fixed, then you might have a hard time getting to work, which can cause you to lose your job, which could lead to being evicted from your home.

Yeah…, better to have money in most situations in life. The Bible acknowledges this fact. Ecclesiastes 7:12 says, “Wisdom is a shelter as money is a shelter….” It can shelter you from many problems in life.

But it can’t protect you from every problem in life. The founder of Apple, Steve Jobs, was diagnosed with pancreatic cancer in 2003. He was a billionaire many times over already and spent a lot of money treating his cancer but he could not buy a cure for himself. His money could not buy him health or even one more day on earth.

Another thing that money can’t buy you is peace with God. The currency and capital that we crave so much is worthless in the eyes of God. As creator, he owns everything but as a self-sustaining, uncaused spirit, he needs nothing. Those who are wealthy may feel as sense of security in this life but–like all of us–they too should fear the wrath of God. This piece of Ezekiel 7:19 warned the wealthy, “Their silver and gold will not be able to deliver them in the day of the Lord’s wrath.” In Ezekiel’s prophecy that statement was a warning. When the Babylonians invaded Judah, the rich would not be able to buy off the soldiers. Those soldiers would kill them, then take their wealth as loot (v. 21).

But this verse in Ezekiel 7:19 not only warns that the wealth of the rich won’t save them from God’s wrath, it also says that their wealth is part of the reason for God’s wrath. The last phrase says, “for it has caused them to stumble into sin.” That sin is detailed in verse 20: “They took pride in their beautiful jewelry and used it to make their detestable idols.” Wealth was a status symbol that caused the wealthy to be proud–something God hates. It also became an idol–literally–when they used it to make fake gods.

What is your relationship to money like? Does it give you a false sense of security? Do you view it as evidence that God is pleased with you even as there are sins and problems in your life that you are ignoring? Do you worship wealth–not literally as an idol–but through materialism? Is it hard for you to give generously to God’s work and to be kind to those who are poor?

Money can’t buy you anything with God but the way you think about money and use it reveals something about your relationship with God. If you’re in Christ, he’s absorbed the wrath of God for you; have you submitted the money and material things you have fully to his Lordship?

Exodus 37, Proverbs 13, Psalm 85

Today we’re reading Exodus 37, Proverbs 13, Psalm 85.

This devotional is about Proverbs 13:7: “One person pretends to be rich, yet has nothing; another pretends to be poor, yet has great wealth.”

Two of the best books I’ve ever read about personal finance were written by the late Thomas Stanley. They are The Millionaire Next Door and The Millionaire Mind. Stanley was a research professor who studied millionaires in America. He found that most millionaires did not come from wealthy families. Instead, they acquired wealth by owning their own business or businesses and being frugal with the money they made. They were far more likely to drive Ford F-150s than any make or model of sports car or luxury car.

In one of the books (I think it was The Millionaire Next Door) Stanley quoted a millionaire he had interviewed as part of his research. This man was a Texan and had a phrase to describe people who drove expensive cars and wore expensive clothes. That phrase was, “Big hat; no cattle.” The image is of a man who thinks he’s a cowboy because he wears a big cowboy hat but he’s not a cowboy because he’s got no cattle. A “big hat; no cattle” person, then, spends like he’s wealthy but, in part because he spends so much, he has very little actual wealth.

Thousands of years before “Big hat; no cattle,” was first spoken, Solomon observed the same truth. Here in Proverbs 13:7, he warns us to beware of appearances when it comes to wealth. On one hand, “One person pretends to be rich, yet has nothing.” This is able to project the appearance of wealth by spending money on expensive items. While he or she may have excellent taste in fashion, they have little to nothing in actual assets because they don’t make enough money to both save money and buy expensive luxury brands. Car leases with low monthly payments and easily available credit cards make the appearance of wealth easier than ever. But the fact that someone drives a BMW and wears Gucci shoes tells you nothing about that person’s actual level of wealth.

On the other side, Proverbs 13:7 says, “another pretends to be poor, yet has great wealth.” This is the person who spends far below what he or she earns. People in this category may have a high income or an average to low income but they spend as little of it on consumer items as possible. Instead of spending everything they earn, they put the money in savings. Once they have enough saved, they look to buy assets that build wealth instead of material objects that lose wealth. Which is better–to buy a $1000 iPhone or $1000 in Apple stock? The Apple stock is not tangible or visible. It doesn’t impress your friends or new acquaintances. But, if it is a good investment (and this is not investment advice, by the way), that $1000 can grow and keep increasing in value long after the iPhone has been recycled.

People in our world make snap judgments about someone’s wealth based on the cost of what they own but, the truth is that what someone owns has nothing to do with how wealthy they are. In fact, the more they spend money, the less likely they are to be building wealth. Those who become wealthy live frugal lives, save money, and invest it well.

This passage does not commend us to be greedy; it encourages us to be wise about what we do with the money that God enables us to earn. How are your finances? Are you saving and trying to build wealth as a good manager or do you spend every dollar that comes your way? Which of the two types of people described in Proverbs 13:7 would God want you to be? How can you get there?


Here’s an article from Dr. Stanley’s blog where he wrote briefly about all of this: http://www.thomasjstanley.com/2014/05/america-where-millionaires-are-self-made/

Genesis 14, Nehemiah 3, and Psalm 13

Today, read Genesis 14, Nehemiah 3, and Psalm 13.

This devotional is about Genesis 14.

I wrote yesterday about the close relationship that Abram and Lot had. Although the wealth of each man, and the conflicts that wealth created, led to them to live separately (Gen 13), Abram still cared about Lot and his safety. It was Abram’s commitment to Lot that caused Abram to chase down Kedorlaomer and company when they won their war with Sodom and her allies. Verse 12 told us that Lot was already living in Sodom when this happened and that Lot was “carried off” by Kedorlaomer after they won the battle. Verse 14 said that Abram decided to pursue the victors when he “heard that his relative had been taken captive.” Abram was not interested in showing his military might or in plundering the victors. He wanted to save his nephew, giving Lot back his freedom.

In verse 21, the king of Sodom was in no position to negotiate. So, he asked Abram to let him and his citizens have their freedom. In the rules of their culture, Abram could easily have enslaved all of the people and kept their valuables as well. When the king of Sodom requested his freedom, he was actually asking for quite a bit.

Abram, however, refused to keep anything of value for himself. He took an oath (v. 22) before entering the battle that he would keep nothing for himself. Why? Verse 23 says, “so that you will never be able to say, ‘I made Abram rich.’”

If Abram had plundered the people of Sodom and their allies, eventually those people would have resented Abram. After their gratitude for being alive and free subsided, they would have considered how much they lost in that battle and would have blamed Abram for their economic depression. By not taking advantage of them–even though he had every right to gain handsomely for the risks he took–Abram demonstrated that he trusted in God. He was willing to let his wealth grow organically as God prospered him rather than artificially by plundering others. He considered it unrighteous to gain from the trauma and bad fortune of others.

Have you ever been in a position to profit from someone else’s pain? I can’t think of a situation where I have been in that position but, if I ever am in that position, I hope Abram’s example will guide my decisions. Abram took enough to cover his expenses (v. 24a) and to thank God for his blessing (vv. 18-20) but he would not impoverish his nephew and Lot’s neighbors in order to enrich himself. You know and I know that there are people in this world who will take advantage of you when you are desperate. A person like that shows what they value wealth over faith in God and service to others. If you love the Lord, it should translate into compassion for others and cause you to be merciful and help others when they have a need.

Proverbs 21:1-14

Today’s reading is Proverbs 21:1-14.

“Get Rich Quick” schemes have a well-deserved bad reputation. If anyone gets rich from them, it is usually the one selling the scheme, not the one buying it or investing in it. In Proverbs 21:5, we read in these words in the last half of the verse, “…as surely as haste leads to poverty.” The first “as” completes a comparison, which we’ll get to in a minute. But notice that the verse teaches that “haste leads to poverty.” This haste can refer to the desire to get rich “quickly,” but the verse suggests that being in a hurry, generally, is poverty-inducing. When we are in too big of a hurry, we look for shortcuts, we may be tempted to be dishonest, we take foolish risks, we look for big scores through gambling instead of investing for the long-term.

That leads us to the first half of the verse, “The plans of the diligent lead to profit….” “Diligence” is a word that refers to deliberate, careful, conscious effort. It is a word that goes well with the word in the first part of the verse, “The plans” Diligent people make plans. They don’t take their life savings and give them to some guy who calls up offering to invest for them. They don’t make hasty decisions. Consequently, their plans “lead to profit.”

This verse, then, contrasts two diverging paths. The path that looks like a shortcut to wealth leads inevitably to “poverty” while the conscious, careful, deliberate strategy created by the diligent and followed step-by-step leads to profit. These verses are proverbs, of course, so they are not iron-clad promises but rather broad descriptions of what usually happens. Sometimes people put everything on one spin of the roulette table and win bigly but most of the time people who try to strike it rich fast lose everything. Likewise, sometimes people plan carefully, save diligently, invest wisely and still lose everything. It happens, but not usually.

Is there any area in your life where you are seeking a shortcut to success, a fast lane to easy street? Do you make plans and carry them out or are you in too big a hurry making a living that you never have time to design a life? Consider the warning and the encouragement in this proverb.

Also, remember the tortoise and the hare. You may feel like your plans are taking too long to develop and that you’re way behind. Don’t get hasty. Trust the process of diligence; it usually pays off in the end.

Proverbs 16:1-15

Congratulations! You’ve made it half way thorough our daily Bible reading journey through the New Testament, Proverbs, and Psalms. Keep going by reading Proverbs 16:1-15.

Wealth is one of the deepest desires of many people. For some it is the experiences wealth can buy. Others value the possessions wealth can help you collect. Still others are fearful of financial ruin so accumulating wealth gives them a greater feeling of security. Regardless of why someone wants financial gain, the temptation to be dishonest or to take advantage of someone is too strong for many to overcome. Proverbs 16:8 calls us to consider a different path. Instead of pursing and acquiring money at all costs, verse 8a invites us to consider the value of personal integrity. Would you rather do the right thing even if it meant less money for you or would you rather compromise your principles just a little bit to put some more money into your pocket? You are wiser, the Holy Spirit wrote through Solomon, if you get by on less to do the right thing than if you turn a bigger profit in an unjust way.

But why is it better? Doing the right thing keeps your conscience from bothering you; in fact, you may feel a sense of holy satisfaction if you do what is honest and right. Additionally, the Lord is watching when you choose righteousness over unjust gain. By choosing to do what God commands, you are banking on his promise to provide for you and your needs.

Will you face a situation like this in the next week? Maybe a cashier will give you too much change? Maybe you’ll see an opportunity to buy something for yourself with the company credit card? Maybe you’ll be tempted to embezzle funds or join a dishonest get rich quick scheme. Remember that God is watching what we do and, if you belong to him, pleasing him with your choices will be better than stocking away more cash for yourself. If your trust is in the Lord, then count on him to provide for you by doing what is right, even if it leaves you with less money in the bank.